A STATEMENT OF WHAT YOUR PORTFOLIO CAN DO
Oak is the debit card that spends your portfolio — tokenized equities on Robinhood Chain, settled anywhere Mastercard is accepted. Every purchase is a clean entry: one side sells only what you spend, the other side keeps working.
— the books balance; your portfolio never stops working —
Robinhood Chain — Arbitrum-Orbit L2 built for tokenized equities.
The lowest we offer. Class S loads at 3% — every fee is itemized in the quote before you sign.
Anywhere Mastercard is accepted; Apple Pay & Google Pay day one.
Founding allocation for early waitlist wallets. Holding $OAK unlocks Class B.
Your portfolio lives on Robinhood Chain — tokenized Apple, Tesla, NVIDIA and more, in a wallet only you control.
At checkout, exactly the amount you spend is converted from the assets you choose — at the moment of sale, not before.
Settled over the Mastercard network. The rest of the ledger never stops compounding.
| OAK SILVER — CLASS S | OAK BLACK — CLASS B | |
|---|---|---|
| Funding assets | Stables & BTC, straight from your wallet | Tokenized stocks — AAPLx, TSLAx and more, direct |
| Issuance | Instant virtual card, delivered by email | Instant virtual; first in line for the physical card |
| Limits | Everyday spending | Built for size — the highest limits we offer |
| Access | Open — an email and a wallet, nothing else | Hold $OAK — founding threshold TBA, checked at issuance3 |
| Load fee | 3% per load | 1% per load — the lowest we offer |
| Rewards | Base rate | $OAK boost — holders earn more on every purchase |
Your tokenized stocks sit in your own wallet on Robinhood Chain. When you tap the card, the exact purchase amount is converted to fiat at the moment of sale and settled to the merchant over the Mastercard network. Everything else stays invested.
An on-chain token that tracks a real equity, tradable around the clock. Robinhood Chain is an Arbitrum-Orbit L2 built for exactly these assets.
No monthly fees. Loading the card carries a platform fee — 3% on Class S, 1% on Class B — applied when your assets convert to spendable balance. The exact fee is itemized in every quote before you sign, and spending the balance costs nothing extra.
Class B is reserved for $OAK holders — keep the founding threshold in your connected wallet and the class unlocks at issuance. The threshold and issuance details will be announced with $OAK. Class S is open to everyone with an email and a wallet.
Oak cards will be issued through regulated, PCI-certified card infrastructure with KYC and compliance handled at the issuing layer. Issuing partner details will be announced ahead of launch.
The card desk opens soon. Join the list — one email, no forms — and you're first in line when issuance begins; early wallets are also marked for the $OAK founding allocation.
No. Oak Finance is payments infrastructure. Nothing here is an offer to sell securities or a recommendation to buy or sell any asset.
Subscribe to the waitlist — founding allocation for early wallets. One email, no forms.